We reduce your taxes and cut your insurance costs — so you keep more of every paycheck.
Takes 60 seconds. No commitment needed.
When you arrived in Germany, you had one priority — to start your job. Every decision was about speed, not strategy. Years later… nothing has changed. And it’s costing you.
Wrong tax class, missed deductions, and inefficient structuring cost thousands each year.
We find what’s wrong, fix your tax class, and identify every missed deduction — most clients see results within 30 days, backdated payslips included.
We compare your exact current cost against your best alternative across 280+ providers — clients reduce their costs by up to 39% on average.
Once your costs are optimised, we build a clear plan for more cash now and long-term wealth later — tailored to your income, goals, and timeline.
Done for you — start to finish
From new contracts and cancellations to all German paperwork, dashboard access, and ongoing support for claims, changes, and renewals — you make one decision, and we take care of the rest.
CEO & Customer Advisor
Customer Advisor & Support
IT & Development
Most expats are still running on the financial decisions they made in their first weeks here. Not because those decisions were good — but because nobody ever asked them to revisit it. Income grows. Situation changes. But the setup stays the same, quietly costing you money every single month.
Would you sign a contract where the provider can increase your fees and reduce your benefits — at any point, without asking you?
„Benefits must be sufficient, appropriate, and cost-effective; they may not exceed the measure of what is necessary. Benefits that are not necessary or are uneconomical cannot be claimed by insured persons, may not be provided by service providers, and may not be approved by health insurance funds.“
| Criterion | Other Providers | Vielhaber GmbH |
|---|---|---|
| Independence | ✗ Tied to insurers & banks | ✓ Fully independent (280+ partners) |
| Analysis method | ✗ Pitch first, explain later | ✓ Check payslip, then advise |
| Recommendations | ✗ Predefined, provider-driven | ✓ Backed by real case studies |
| Approach | ✗ Same offer for everyone | ✓ Evaluates quality & long-term value |
| Ongoing support | ✗ Ends after signing | ✓ Lifelong, at no extra cost |
| Entry & Cost | ✗ Fees charged upfront | ✓ Free — we charge the providers |
of payslips in Germany are incorrect. Too low employer contributions. Too high deductions. Most employees never find out — because no one checks.
Free to start. No upfront fee. Results guaranteed.
We review your salary, tax class, and health insurance — and show you exactly where you’re overpaying.
We compare the full market, identify your best options, and handle all implementation including German paperwork.
Most clients see real cost reductions within 30–60 days. €3,000 guaranteed in writing — if we don’t deliver, we cover the difference.
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We charge the providers — not you. You pay nothing upfront and sign nothing to begin. We only send an invoice to the provider after we deliver results.
Free to start. No upfront fee. Results guaranteed.
01
We review your salary, tax class, and health insurance — and show you exactly where you’re overpaying.
02
We compare the full market, identify your best options, and handle all implementation including German paperwork.
03
Most clients see real cost reductions within 30–60 days. €3,000 guaranteed in writing — if we don’t deliver, we cover the difference.
You’ve seen the story. You know the problem. One free call is all it takes to fix it.
No commitment · No signature needed · Free to start
Tell us a little about yourself — takes 60 seconds.
No upfront fee · No Commitment · No signature needed
